Martin L. Rogalski, P.C. is a law firm that addresses legal needs for its clients in the areas of bankruptcy, estate planning (Wills, Trusts and Probate) real estate, corporations and litigation. The firm’s founder has 30 years of experience in the practice of law.
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The staff of Martin L. Rogalski, P.C. is an experienced and educated staff which performs under the direct supervision of the attorney. The staff aids the attorney assigned to your case in pursuing your legal goals and remedies.
Are you looking for an experienced bankruptcy attorney? Then call our office to meet with an attorney to discuss your financial issues. This meeting can help you determine if filing bankruptcy is right for you.
If you are thinking that you may have financial troubles, there are certain general rules of which you should be aware. Creditors cannot reach the money you have placed in an ERISA qualified retirement account. A retirement account is protected in and out of bankruptcy. Withdrawals of 401(k) money have income tax consequences and reduce your financial security as you progress to retirement age. Before you consider withdrawing retirement funds to reduce your debt load, contact our office to meet with an attorney to discuss your financial situation.
Mortgage foreclosures are currently at record levels. Are you having trouble making your mortgage payments? In most cases, people who file bankruptcy can retain their homes, their cars and their personal belongings. Mortgages which attach to no value in your home can be removed or “lien stripped” through a Chapter 13 proceeding.
Be careful about offers to consolidate debt which require payments that on the surface reduce the monthly payment amount you make. These home equity loan offers take much longer to pay off. The home equity loan also turns your unsecured debt into secured debt, which is generally considered a very unwise action.
Garnishments, lawsuits and harassing collection phone calls can become a thing of the past. A consumer Chapter 7 bankruptcy proceeding can eliminate your unsecured debt and give you a fresh financial start. The initial bankruptcy office conference is free of charge.
You do not need to feel bad about filing bankruptcy. Since 1990, more than one million people on average have filed bankruptcy each year. You are not alone. Come see us. We think you’ll be happy that you did.
We are a debt relief agency representing people filing for bankruptcy relief under the bankruptcy code.